Work Disability is a stroke of fate – it can happen to anyone!
When does disability apply?
Disability applies when a person, due to illness, injury, or other doctor-confirmed medical condition, is no longer able to perform his/her work duties or comparable activity for the foreseeable future.
If a disability insurance plan has been put in place, the specified payment rate is already paid out in the event of a 50% disability.
Who needs disability insurance?
Especially persons who in the event of disability have no statutory rights to replacement compensation should consider purchasing a disability policy:
- Young professionals / Recent graduates
- Laborers
- Independent contractors / Self-employed entrepreneurs
- Craftsmen
- Freelancers
- Civil servants
Social insurance only covers the bare necessities. Is that enough for you? Secure your standard of living with disability insurance.